investments - Northern Cyprus

Beauty that pays off – Real Estate in Northern Cyprus

Exclusive apartments and luxury villas in one of the most beautiful corners of the Mediterranean

A SAFE HAVEN FOR YOUR CAPITAL

A strategic location outside the European Union provides additional asset protection and investment diversification in volatile times.

STABLE GROWTH OF PROPERTY VALUE

The Northern Cyprus property market has seen consistent year-on-year price increases, offering the prospect of long-term value appreciation.

INVESTMENT WITH A DOUBLE RATE OF RETURN: FINANCIAL AND LIFE

The combination of high profitability from tourist rentals with the possibility of obtaining residency opens the door to the Mediterranean lifestyle.

AVERAGE ANNUAL RATE
RENTAL RETURN
AVERAGE HEIGHT
PROPERTY VALUES
INITIAL CAPITAL
FOR REAL ESTATE
AVERAGE ANNUAL RATE
RENTAL RETURN
AVERAGE HEIGHT
PROPERTY VALUES
INITIAL CAPITAL
FOR REAL ESTATE
A motorboat sails in clear turquoise water off the rocky coast of Girne, Northern Cyprus

What makes Northern Cyprus an investment destination?

Discover a place where your capital grows to the rhythm of the Mediterranean waves

If you want to find more valuable information about the market and investment opportunities in Northern Cyprus, check out our blog!

CHECK OUT THE BLOG ARTICLES
Pernera Marina in Famagusta, Northern Cyprus with yachts and a picturesque coastline.

A rental market with year-round potential

With over 320 days of sunshine a year , Northern Cyprus attracts tourists practically year-round. Apartment owners can expect exceptionally high occupancy rates for short-term rentals most months.

Spectacular view from above of the city of Famagusta in Northern Cyprus at sunset with a panoramic view of the city

Unbeatable price-quality ratio

Real estate in Northern Cyprus offers excellent value for money – luxury apartments cost significantly less than in the southern part of the island, which translates into higher yields. Investors also appreciate the flexible payment methods , including the ability to use various currencies and cryptocurrencies.

Girne Marina in Northern Cyprus with colorful boats and summer sea views

Strategic diversification of the investment portfolio

The Northern Cyprus real estate market is attracting capital thanks to favorable tax regulations and low maintenance costs. It offers an attractive alternative to traditional financial instruments, offering potential protection against inflation and the possibility of passive income in a beautiful Mediterranean setting.

The picturesque harbor of Kyrenia, Cyprus, with its historic castle and luxury yachts under a bright sky

NATURAL ASSETS AND PROSPECTS

Sunshine, stunning beaches, and picturesque mountain panoramas combine with attractive prices and high potential for property appreciation. A place where relaxation meets wise investment.

Spectacular view from above of the Pernera marina near Famagusta, Cyprus, with yachts in the blue water

MODERNITY AND SAFETY

Functional, innovatively designed apartments in exclusive residences with full infrastructure , located on an island known for its low crime rate and peaceful lifestyle. Unique architectural designs harmoniously complement the natural beauty of the area.

Characteristic buildings with history located on the seafront in Famagusta, Northern Cyprus

CONVENIENT AIR CONNECTIONS

Ease of travel thanks to convenient connections from international airports, providing easy access to your Mediterranean oasis. An ideal location for both a vacation and a long-term stay.

A rental market with year-round potential

Pernera Marina in Famagusta, Northern Cyprus with yachts and a picturesque coastline.

With over 320 days of sunshine a year , Northern Cyprus attracts tourists practically year-round. Apartment owners can expect exceptionally high occupancy rates for short-term rentals most months.

Unbeatable price-quality ratio

Spectacular view from above of the city of Famagusta in Northern Cyprus at sunset with a panoramic view of the city

Real estate in Northern Cyprus offers excellent value for money – luxury apartments cost significantly less than in the southern part of the island, which translates into higher yields. Investors also appreciate the flexible payment methods , including the ability to use various currencies and cryptocurrencies.

Strategic diversification of the investment portfolio

Girne Marina in Northern Cyprus with colorful boats and summer sea views

The Northern Cyprus real estate market is attracting capital thanks to favorable tax regulations and low maintenance costs. It offers an attractive alternative to traditional financial instruments, offering potential protection against inflation and the possibility of passive income in a beautiful Mediterranean setting.

NATURAL ASSETS
AND PERSPECTIVES

The picturesque harbor of Kyrenia, Cyprus, with its historic castle and luxury yachts under a bright sky

Sunshine, stunning beaches, and picturesque mountain panoramas combine with attractive prices and high potential for property appreciation. A place where relaxation meets wise investment.

MODERNITY AND
SECURITY

Spectacular view from above of the Pernera marina near Famagusta, Cyprus, with yachts in the blue water

Functional, innovatively designed apartments in exclusive residences with full infrastructure , located on an island known for its low crime rate and peaceful lifestyle. Unique architectural designs harmoniously complement the natural beauty of the area.

CONVENIENT
AIR CONNECTIONS

Characteristic buildings with history located on the seafront in Famagusta, Northern Cyprus

Ease of travel thanks to convenient connections from international airports, providing easy access to your Mediterranean oasis. An ideal location for both a vacation and a long-term stay.

Invest Tour to Northern Cyprus:
experience, choose, invest

Investment Journey from Velora Estate

Fall in love with Northern Cyprus

During your three-day stay in Northern Cyprus:

DAY 1-2
You'll visit the most interesting development projects and see the investments under construction firsthand. Our experts will help you choose the property that perfectly suits your needs and capabilities.

DAY 3
You'll discover the island's local atmosphere, culture, and lifestyle . We'll show you the most beautiful beaches, picturesque towns, and charming corners of Northern Cyprus.

We provide airport transfer, comfortable accommodation and professional service throughout your stay.

Considering buying property in Northern Cyprus? Contact us to discuss the details.

Invest Tour to Northern Cyprus:
experience, choose, invest

Investment Journey from Velora Estate

Fall in love with Northern Cyprus

During your three-day stay in Northern Cyprus:

DAY 1-2
You'll visit the most interesting development projects and see the investments under construction firsthand. Our experts will help you choose the property that perfectly suits your needs and capabilities.

DAY 3
You'll discover the island's local atmosphere, culture, and lifestyle . We'll show you the most beautiful beaches, picturesque towns, and charming corners of Northern Cyprus.

We provide airport transfer, comfortable accommodation and professional service throughout your stay.

Considering buying property in Northern Cyprus? Contact us to discuss the details.

Investments - Northern Cyprus

Our offers

Our offer includes apartments in complexes with full infrastructure and amenities, as well as those located in intimate, quiet locations.
Elegant interior of a living room combined with a kitchen in dark colors in an apartment in Cyprus

Apartments for sale in Northern Cyprus

Comfortable and modern apartments available at attractive prices in the best locations in Northern Cyprus. Ideal for investors and those seeking a seaside holiday home.

Ask about available apartments
Elegant living room in an exclusive Cyprus apartment with panoramic views of the blue sea

Luxury lofts and penthouses in Northern Cyprus

Exclusive premium apartments with high-standard finishes and modern design. These developments offer full on-site infrastructure—restaurants, entertainment centers, swimming pools, and other amenities—ensuring a comfortable and luxurious lifestyle. Ideal for discerning clients seeking prestige and convenience.

Check out our offer of luxury apartments
Elegant seaside villa in Cyprus with spectacular views of the blue waters and coastline

Villas and residences in Cyprus
Northern

Spacious villas with garden and pool access or other amenities, located in picturesque locations in Northern Cyprus. Ideal for families and those who value privacy and a luxurious lifestyle.

Ask about available villas and residences

Check out our catalog and see some of the investments we offer

PL

Premium Northern Cyprus Investment Brochure from Velora Estate Real Estate Brokers. Professional advice on buying property in Northern Cyprus with local expertise. Secure investments in premium Cypriot real estate. Cover of a catalog of houses and apartments for sale in Northern Cyprus with views of the marina and Kyrenia Mountains. Exclusive real estate offers for investors seeking dream homes in Northern Cyprus.

ENGLISH

A premium Northern Cyprus real estate directory featuring the Velora Estate logo, offering secure investment in houses and apartments in Northern Cyprus. Professional real estate advice with local expertise in Northern Cyprus. An investment brochure featuring exclusive marina properties with mountain views. The best investment opportunities in premium Cypriot real estate for clients seeking holiday homes and investments in Northern Cyprus.

Contact us to discover the full range of available options tailored specifically to your expectations.

Contact us
Make an appointment online

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basic information about northern cyprus

I Introduction to the region and basic information

Northern Cyprus, officially known as the Turkish Republic of Northern Cyprus, is an extremely attractive market for real estate investors. This region offers exceptional value for money compared to the southern part of the island. A key aspect of investment security is the fact that property titles in Northern Cyprus were recognized by the European Court of Human Rights in 2010, significantly improving the legal certainty of transactions.
The Mediterranean climate, picturesque landscapes, and friendly atmosphere create ideal conditions for both living and enjoying the benefits of tourist rentals. A well-developed tourist infrastructure, combined with low maintenance costs, means that investing in this region can yield attractive returns.

Northern Cyprus is known for its high level of security and ranks among the safest investment and residential regions. The crime rate is significantly low, creating a peaceful and safe environment for both residents and investors.
The region's stable situation significantly enhances its investment attractiveness. The local community is characterized by openness and friendliness towards foreign visitors. The healthcare and education systems are well-functioning, which is an additional advantage for those considering relocating or making a long-term investment in the region.

Northern Cyprus is governed by the legal system of the Turkish Republic of Northern Cyprus. It's worth noting that it is largely based on British law, a historical legacy from the period when the island was under British administration. This legal basis ensures regulatory stability and transparency, which is particularly important for foreign investors.

II. Logistics and practical aspects of visiting

There are currently no direct flights from Poland to Ercan Airport in Northern Cyprus, although this situation may change in the future as the airport is fully prepared to handle international flights.
The most convenient option currently is to fly to Larnaca Airport (Southern Cyprus), available from most Polish airports. You can then cross the border by taxi or rental car – an ID card is sufficient to cross the border; a passport is not required. On the northern side, you receive a free electronic visa (no physical document required).
We offer a comprehensive transport service for Velora Estate clients – we provide airport pick-up and transfer to Northern Cyprus, which significantly simplifies travel and eliminates the stress associated with arranging transport in a foreign country.

Yes, there are many rental companies in Northern Cyprus offering both short- and long-term car rentals. You must bring a valid driver's license and ID when renting a vehicle.
It is worth remembering that driving on the left side of the road is mandatory throughout Cyprus, which may take some getting used to for drivers from continental Europe.

The dominant currency for buying property in Northern Cyprus is the British pound (GBP). However, the market is flexible and also accepts payments in euros (EUR), US dollars (USD), and in some cases even cryptocurrencies.
Everyday transactions, such as purchases in shops and restaurants, are primarily conducted in Turkish lira (TRY). It's worth noting that the exchange rate between the złoty (PLN) and Turkish lira is usually very favorable for Polish investors, which translates into attractive prices for products and services locally.

Yes, foreigners can open a bank account in Northern Cyprus. The process is relatively simple and similar to opening an account in other European countries.
Please note that individual banking institutions may have their own specific requirements and procedures. Therefore, we recommend contacting your chosen bank directly for detailed information. At Velora Estate, we also offer support and assistance throughout this process to make the formal investment process as easy as possible for our clients.

III. Formal aspects of purchasing real estate

Investing in the Northern Cyprus real estate market is characterized by a high level of legal certainty. A key element is the international recognition of property titles, which stems from a landmark judgment of the European Court of Human Rights in 2010.
Real estate purchase procedures are transparent and based on a solid legal framework. All transactions are subject to mandatory registration, providing additional protection for buyers. Considering competitive prices and the projected increase in property values in the region, investing in Northern Cyprus presents a very promising option for investors.

To purchase real estate in Northern Cyprus, all you need is a passport or ID card, with the passport being preferred. In the case of a purchase by a business entity, an extract from the National Court Register (KRS) must be attached to the agreement. The procedure does not require any additional documentation.

All properties available at Velora Estate are thoroughly vetted for legal reasons, ensuring complete investment security. We only work with proven developers with established market positions and numerous successfully completed projects in their portfolio.

The process of purchasing a property in Northern Cyprus includes the following stages:
1. Choosing the right property
2. Price negotiations and agreement on contract terms
3. Deposit payment
4. Signing a development agreement
5. Repayment of agreed tranches in accordance with the contract schedule
6. Payment of additional costs related to the purchase
7. Key collection and property takeover

IV Financial aspects of investment

Payments for properties can be made by bank transfer to the account specified in the contract with the developer. Prices are typically quoted in British pounds, but payments can also be made in US dollars, euros, or cryptocurrencies. Cash payments made on-site are also accepted.

When purchasing real estate in Northern Cyprus, additional fees must be taken into account, including taxes related to contract registration, notary fees, and utility connection costs. At Velora Estate, we ensure full transparency – we provide a detailed calculation of all associated costs at the offer stage.
In the longer term, there's also the property's rental fee, which is individually determined for each project. Detailed information on this is also included in our offer, ensuring clients are fully aware of all investment-related costs.

There is no mortgage loan system in Northern Cyprus in the form known from the Polish market.
However, developers are meeting customer needs by offering flexible, staggered payment schedules. For example, a plan might look like this: 30% of the apartment's value as a down payment, followed by a 40% payment spread over two years, followed by key delivery, and the remaining 30% paid over the next two years. Importantly, all these payments are interest-free.

V Professional support and additional services

The involvement of a lawyer is not essential at the stage of selecting a property and signing a development agreement. An experienced agent or a reputable brokerage firm, such as Velora Estate, plays a key role in ensuring a secure transaction.
However, especially when finalizing the transaction and paying additional costs related to the purchase, it is worth considering using the services of a lawyer who can fully represent the client's interests and handle all formalities on their behalf.

Yes, it's possible to manage the entire purchase process remotely, using the services of an experienced agent. At Velora Estate, we offer a special service package for clients interested in this solution, including online presentation of selected properties and comprehensive assistance in completing all formalities without the need for in-person participation from the investor.
On the client's behalf, we negotiate the terms of the contract and collect the signed contract, which we then deliver in its original form. Importantly, this form of distance purchasing generates no additional costs for the client.

Yes, many property owners in Northern Cyprus choose to rent out their properties to tourists, providing an additional source of income, often in foreign currency. Depending on the property's location, you can choose a short-term or long-term rental strategy, adapting it to your preferences and the potential of the region.

Velora Estate stands out for its comprehensive after-sales support, which is an integral part of our services. Our priority is to ensure our clients' complete comfort and safety at every stage of the investment process.
Our after-sales care includes:
– support in completing all formalities related to real estate registration and transfer of ownership,
– professional advice on real estate management,
– comprehensive legal and financial support, ensuring compliance of all aspects related to the property with applicable regulations.
Our goal is to build long-term relationships with our clients by providing the highest standard of service, allowing for hassle-free use of their investment.

Our locations

  • Goats crossing a country road on a clear day, revealing a peaceful rural scene.
    ESENTEPE
  • A historic statue standing against an ancient stone wall in Cyprus representing cultural heritage
    TATLISU
  • A natural straw beach umbrella under a bright blue sky creates a holiday atmosphere.
    BOGAZ
  • Rustic stone entrance overlooking a lush garden in Cyprus
    DOCK
  • Traditional wooden entrance overlooking a lush courtyard in Cyprus
    NEW BOGAZCHI